Consumer Side
Social, everyday, and low-friction payment moments.
The consumer direction centers on splitting bills, collecting from friends, and building a personal payment identity people recognize.
Product Family
Choose the request flow that fits the moment.
The Paylo One product family starts with five clear jobs to be done: request, split, collect, operate, and receive repeatedly. Each product should feel simple on the front end and dependable behind the scenes.
Business Side
Professional enough for invoices, deposits, and cash flow.
The business direction keeps request creation simple while adding the status, branding, references, and control layers merchants need.
Payment Links
Paylo Link
Send a secure payment request in seconds.
Customers often receive a separate invoice, banking details, and reminder messages. That creates confusion, delays payment, and weakens trust.
Small businesses, solo operators, service providers, and anyone who needs a clean way to ask for money.
Collections
Paylo Collect
Keep collections simple and cash flow moving.
Manual collections are slow, inconsistent, and awkward. Businesses lose time sending repeat reminders and customers often cannot tell what is still outstanding.
Merchants, schools, clinics, service businesses, and operators handling repeat requests or outstanding balances.
Bill Splitting
Paylo Split
Split the bill without the awkward maths.
Shared expenses become awkward when one person has to do the maths, send banking details, remember who still owes, and chase friends manually.
Friends, families, house shares, travel groups, creators, and informal organisers.
Merchant Operations
Paylo Business
See every request, payout, and payment in one place.
Businesses lose trust in simple payment tools when they cannot reconcile transactions, delegate access, or understand request status across a team.
Growing merchants, finance teams, admins, and support teams handling repeat request operations.
Personal Identity
Paylo Me
Your personal payment profile, ready when you are.
Repeat payment moments become messy when the sender has to retype bank details, explain the context again, or create a fresh link each time.
Creators, freelancers, side hustlers, students, families, and repeat request senders.