What It Is
A social payment request product for splitting bills, shared costs, and group contributions.
Bill Splitting
Paylo Split
Split the bill without the awkward maths. Turn shared expenses into clear payment requests, so friends, families, and groups can settle up without messy chat threads or manual calculations.
Bill Splitting
Paylo Split
Split the bill without the awkward maths.
Best For
Friends, families, house shares, travel groups, creators, and informal organisers.
Who It Is For
People who pay up front for a group and want a cleaner way to collect everyone else's share.
Problem It Solves
Shared expenses become awkward when one person has to do the maths, send banking details, remember who still owes, and chase friends manually.
Overview
How Split fits the Paylo One direction
Paylo Split is the most social product in the portfolio. It takes one of the strongest Tikkie-style behaviours and adapts it for South African group money moments.
Why It Feels Trustworthy
Trust should be visible before the payment is made.
The split makes every share clear, shows progress, and keeps the ask tied to the original expense instead of leaving it vague in chat.
Key Benefits
What this product gives the user immediately
Less Awkwardness
Let the structure handle the ask so the human relationship does not have to carry all the friction.
Visible Progress
See who has paid and who is still outstanding without decoding group messages.
Shareable By Default
Built for group chat distribution, direct reminders, and everyday mobile-first behaviour.
How It Works
A clean request-first flow
- 01
Enter the total amount and the people involved.
- 02
Choose equal or adjusted shares for the group.
- 03
Share the split into a group conversation or directly with each participant.
- 04
Track payment progress and close the request once the total is complete.
Why People Trust It
Clarity beats complexity
Transparent Shares
Participants should immediately understand what they owe and why they are receiving the request.
Request Status For Everyone
The organiser does not need to manually reassure each participant about whether their payment went through.
Low-Friction Paying
The payer should not need a complicated sign-up journey just to settle a simple split.
Use Cases
Where this product works best
Restaurant and entertainment bills
Travel and trip cost sharing
Gift collections and event contributions
Shared household or family costs
FAQs
Paylo Split Questions
Can Split handle uneven shares?
That is part of the intended product direction. The structure should support equal and non-equal contributions over time.
Is it only for personal use?
It is consumer-led, but the same logic can also help organisers of clubs, trips, events, and informal communities.
Next step
Bring Paylo Split into the wider Paylo One story
Each product page now follows a consistent pattern: a clear definition, a target audience, the problem it solves, a trusted flow, and a next action for stakeholders.